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I'd also follow a discussion and analysis of the options in long term care insurance. As I remarked somewhere recently, the instructors of a financial planning class I took in '98 said that men and women experience sharply different risks of needing long term care. They said that men typically live such a short while after needing long-term care that it turns into short-term care -- maybe a year. Women on the other hand supposedly last for many years under the same circumstances. Does any one have any reliable data on this matter?

*Chips scurries off to see whether there's relevant stuff he might be able to find on the internet . . .*
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