i'd disagree with "head & shoulders" over the others..each sort of account (Roth, trad.IRA, taxable, 401(k)) have their advantages and disadvantages...advantages of Roth: since you pay tax on what goes in, you pay NO TAX on what comes out (unless, as some cynics suspect , Congress changes its "mind" before you get old enough. much less restrictions wrt. withdrawals that other tax-advantaged accounts. slightly less restriction on contributions than trad.Iradisadvantage: limitation on contribution amt.jp
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