No. of Recommendations: 0
I'd give some thought to asset allocation. Here are several asset allocation models, based on Vanguard funds -- and Vanguard, it seems to me, would be an excellent place for the IRA.

Some of the model portfolios are pretty simple, and some, I think, are "over-precise." You might find the "lazy" portfolios (below) interesting. (Click on the name of each portfolio to see how it's composed: portfolios on this list range from 3 funds to 11 funds.)

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