I'd have to agree that it would be NO but with a caveat - There are times where there are those surprise financial hits that you just need to use the credit card in order to spread out the hit over a number of months. Usually, these are large and unforseen and it's cheaper to pay the interest payment on the credit card than it would be to pay the late fee/penalty interest that a doctor's office or vehicle repair shop would charge (usually in the 18% range).
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