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I'd like to make sure I understand the situation with Roth IRA's. Is it true that you can have more than one, e.g. a Roth
IRA with Ameritrade and one with a company that supports DRiPs and one somewhere else? I would guess that this
means that your summed contributions to all three for one year would be capped at $2000, not per-account

The above is correct. Note I dropped the last sentence.
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