I'd stick my neck out and say that this applies to "ANY" loan you might have.ie.. If you're going away on an extended vacation don't think you can simply send two mortage payments in a single billing-cycle, one will be treated as the regular payment, the second will (generally) be applied to principal. Always contact the lender to ensure the payments get applied appropriately.As a customer of Citibank i use their online banking and schedule a recurring payment to Best Buy (and others) so that by the time i receive the BB statement, the 'checks already in the mail' :-)Jem..
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