I'd typically only get the FICO score from Equifax, then take the $9.95 report-only choices at the other two. I've been doing this annually for a few years. I was unable to find the $9.95 report-only deal at Experian this year.You can order just a credit report from Experian. I think the option will exist after you've registered. If you prefer, you can order your report over the telephone instead by calling (866) 200-6020.Also note that if you live in any of the following states you may be entitled to receive your report at a discount (including no charge):**California**Connecticut **Colorado**Georgia**Maine**Maryland**Massachusetts **Minnesota**Montana**New Jersey**Vermont **U.S. Virgin IslandsFor more information, see my post at http://boards.fool.com/Message.asp?mid=19387714Also, don't forget about the fourth CRA, Innovis. Read more at my post at http://boards.fool.com/Message.asp?mid=19448420CPAScott
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