If anyone is all in ANYTHING they can suffer over time. I've always tried to maintain my IRA in a variety of things. Good old AT&T, for example, pays a pretty consistent 6% or so dividend, and there are others out there, too.However, I also try to stay nimble and buy or sell within my IRA, as the situation seems to warrant.People need to study, learn and handle their money.Vermonter
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