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If I max out my IRA early on each year during these two years, would it be wise to contribute the maximum amount to the 401k?

Yes, I just love those pre-tax investment dollars! But I also would suggest that you max out the IRA first (and I hope it is a Roth!).

Also, AFTER you're in a position where your employer is matching, be careful how you time the 401K contributions. Some employers only match the first X percentage of each contribution you make. So, if you don't contribute on a regular and consistent basis, you might miss out on some of the matching funds.


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