No. of Recommendations: 2
if I'm reading your last (corrected) table correctly, why would anyone want anything
other than hold VTI over this period?

Hindsight bias much?

A good question. One that should either be answered or proven wrong with a longer backtest.
I thought I just posted that.

Yah, over the last 4-5 years, in retrospect it would have been best to buy&hold VTI. Problem is, even though we know that _now_, we didn't know that _then_.

So whatdayathink, is it time to go 100% margin in VTI? (I wish I knew.)
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