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…If longevity runs in a person's family, it would pay to delay the collection,…

I have seen this repeatedly but I haven't ever seen any statistical support for it, it is usually just stated as being obviously true.

Even with a genetic predisposition for high blood pressure or cholesterol, the medications today are dramatically better then they were a generation or two ago so your “gut feel” may be completely unrealistic.

I agree that your current health at ate 62 could rightly be a big consideration, but I am a bit skeptical about the using the concept of a “family life expectancy” to decide when to start.

Greg
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