If the 5K is well invested and performing, there would seem to be no hurry. If you already have a traditional IRA, rolling it over to that account is OK. But starting a new IRA would not be wise for that amount unless its a no fee account. If the 403B is expensive or a poor performer, then it would be worth it.So best is wait until you have a low tax year and/or the funds to pay taxes--unless you have a good reason to go faster.
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