If the employer is willing to pay for the same death benefit, I'd advise going with the whole life(very difficult for me to actually type) because you do build up a cash value. If you got X dollars to buy life insurance, I'd go with term because you'd get a bigger death benefit. (Just to make sure we're all clear here, the employer said they'd pay for , say 50K death benefit and you could get term or whole life, your choice - right)
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