No. of Recommendations: 4
If this account really isn't yours then you have a bigger problem because that means someone has used your identity to open it. You should definitely get to the bottom of it.

I had one account that I didn't think was mine at all. Then I dug around & finally figured out that it was actually an old Victoria's Secret card that I got in order to get a discount for one day, paid off at the register, and never used again. It was showing the bank instead of VS so I didn't recognize it. It could be something like that.

But if not, you need to get it off your credit & find out how it was opened in the first place.

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