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If we're going to get all super-snooty, some of us with the smarts to fill out a form are also smart enough to pay safe harbor and not a penny more and owe as much as possible on their return without triggering a penalty and therefore don't want to file until as late as possible.

I don't know about not a penny more. I made certain we met the safe harbor based on last years income tax. Because of a one time event, we will still owe into 5 figures. I am starting our taxes because they will be complicated, but there is definitely no desire to file early.
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