Message Font: Serif | Sans-Serif
No. of Recommendations: 1
If you are 20 years from retirement, I would not be investing in bond funds. They are for the conservative, risk averse, and for those who are close to retirement.

You should be 100% into equities. Your other choices look reasonable, but I would check each of them out on to see 1) how they perform compared to their respective index, and 2) what their expense ratio, 12B-1 fees, and other expenses look like.

An expensive fund that consistently out performs the indexes may be worth its cost, but do not settle for an expensive fund that underperforms.

Your diversification looks fine for your age. I would consider Vanguard Institutional Index Fund as a core investment--suitable for up to 100% of your funds. The others may be OK assuming they perform as described above.
Print the post  


When Life Gives You Lemons
We all have had hardships and made poor decisions. The important thing is how we respond and grow. Read the story of a Fool who started from nothing, and looks to gain everything.
Contact Us
Contact Customer Service and other Fool departments here.
Work for Fools?
Winner of the Washingtonian great places to work, and Glassdoor #1 Company to Work For 2015! Have access to all of TMF's online and email products for FREE, and be paid for your contributions to TMF! Click the link and start your Fool career.