Message Font: Serif | Sans-Serif
 
UnThreaded | Threaded | Whole Thread (3) | Ignore Thread Prev | Next
Author: pauleckler Big funky green star, 20000 posts Top Favorite Fools Old School Fool Add to my Favorite Fools Ignore this person (you won't see their posts anymore) Number: of 25033  
Subject: Re: Advice on my 401(k) Date: 12/19/2010 9:02 PM
Post New | Post Reply | Reply Later | Create Poll Report this Post | Recommend it!
Recommendations: 1
If you are 20 years from retirement, I would not be investing in bond funds. They are for the conservative, risk averse, and for those who are close to retirement.

You should be 100% into equities. Your other choices look reasonable, but I would check each of them out on Morningstar.com to see 1) how they perform compared to their respective index, and 2) what their expense ratio, 12B-1 fees, and other expenses look like.

An expensive fund that consistently out performs the indexes may be worth its cost, but do not settle for an expensive fund that underperforms.

Your diversification looks fine for your age. I would consider Vanguard Institutional Index Fund as a core investment--suitable for up to 100% of your funds. The others may be OK assuming they perform as described above.
Post New | Post Reply | Reply Later | Create Poll Report this Post | Recommend it!
Print the post  
UnThreaded | Threaded | Whole Thread (3) | Ignore Thread Prev | Next

Announcements

Invest Better Hub
Take advantage of our newest free service, Invest Better!
New Fool-Branded Credit Card Available!
How does your card compare to ours?
What was Your Dumbest Investment?
Share it with us -- and learn from others' stories of flubs.
Facebook Fool Fan Club
Be a fan of the Fool over on Facebook!
Community Home
Speak Your Mind, Start Your Blog, Rate Your Stocks

Community Team Fools - who are those TMF's?
Get the Fool Phone App
Save and share content, zero in on sectors, podcasts, and much more!
Contact Us
Contact Customer Service and other Fool departments here.
Work for Fools?
Winner of the Washingtonian great places to work, and "#1 Media Company to Work For" (BusinessInsider 2011)! Have access to all of TMF's online and email products for FREE, and be paid for your contributions to TMF! Click the link and start your Fool career.
Advertisement