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If you are a current member, are you allowed to remain a full member if you separate before retirement? In other words, will they drop our car insurance policy, and will they allow us to xfer homeowner's insurance to a new house even after DH has separated?

As I understand it, once you're a member you're good for life. If you've never dealt with USAA before however and are active military and then retire/separate you have only a year before you are no longer eligible.

I'd suggest you call USAA to check but if you've read part of the Fatwallet thread a lot of the CSRs were releasing conflicting information. But I think the general sense I get is that if you were ever insurance eligible and had an insurance product with them you're ok no matter what your status is with the military in the future.
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