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If you are not looking for current income for expenses I don't think these funds are intended or would be good for you.
Admittedly I don't fully understand them, but, they seem to be saying if you invest in this fund we will pay you a certain percentage as income ... unless the investment performs poorly and we have to cut the payout.
I have not heard any positive reviews except what Vanguard provides so if there are some I would like to hear about them.
They are fairly new and really don't have much of a history.

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