If you are willing to post your budget, or at least the amount of debt you have and who you owe what, the members here will readily help you. It's tough-love, but it is GOOD advice. I am speaking as someone who came here with what I thought was a pretty good plan, only to have the seriously smart folks here start asking questions that made me realize that my budget still needed work. I've made good progress in the last 5 months. Much more than I could have if I hadn't come here for advice. For the record, the only information I provided was my revolving credit debt and how much I could afford to put toward it each month. You don't have to put a whole lot of personal information.
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