If you can add him to 2-3 of your own long-established accounts in-good-standing, the time history will work in his favor... else, his credit will only strengthen relative to the passing of time of his own sole accounts.Thanks Dave. My two cards are already joint with DH, can you put a third person on? I don't mind letting Eldest simply build credit over time. We have to be careful to do for him what we are willing to do for his brother. While Eldest is careful with his money, Youngest has a hard time keeping it in his pants pocket...his wallet that is. I guess we don't actually have to give them a card though.I don't suppose frat fees count? They do say they will ding your credit if you don't pay on time, so hopefully his paying them is a plus. I will have him ask about that.IP
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