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If you have a good 401k. Then really all you need to do is purchase term life insurance.

If that. To borrow from the Republicans who are calling estate tax "death tax" in their effort to kill it, what you're purchasing here is death insurance. If no one is dependent on you for support, why do you need insurance that pays off when you die?

My grandmother used to say, "They'll bury you for stink, if not for love."

Phil Marti
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