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If you have a joint bank/broker/whatever account, it must be closed and re-opened under your name. You can always add a name to an account, but not remove it according to my bank. Same with credit cards I would imagine.

A divorced friend had mentioned to me that life insurance beneficiaries; if the spouse is named, it *can't* be changed once a divorce is started <something else to check>. I don't have hard facts on that, but in some way can understand the reasoning. I don't agree with the reasoning on all cases though.

I would also suggest you request copies of your credit reports annually from the three major companies:

1) Experian at

2) Trans Union at

3) Equifax at

-just trying to help

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