No. of Recommendations: 0
If you have the opportunity, Fools generally would recommend you invest it in stocks--assuming you are more than 5 years from retirement. An S&P Index mutual fund is the basic investment, but you should also consider the various Foolish stock strategies: Foolish Four is the basic one. Long Term Buy and Hold is a good one. But there are others.

You raise the issue of safety. Fools believe that stock market corrects will happen from time to time, but they are likely to be brief--usually 3 years or less. And the returns--typically 12% on the S&P Index--make it an attractive investment. If you take the long term view, its a safe investment. Of course there are no guarantees.

To decide if this is the right strategy for you, and which of the various strategies best meet your needs, read up on the Foolish methods starting with Fool School from the fool.com home page.

Best of luck to you.

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