If you make enough money to pay the minimums and maybe even a little on the one with the highest interest rate, start paying them off. If you got into debt through consumer purchasing -- stop doing that and sell anything you can let go of for extra cash towards the debt. If you got into debt from trying to start a business, all you can do is live and learn. If you got into debt from major medical bills, well at least you're alive and healthy to work and pay it off. Most of us have some mistakes in our life, and all we can do is learn from them.
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