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Author: alstroemeria Big gold star, 5000 posts Top Recommended Fools Add to my Favorite Fools Ignore this person (you won't see their posts anymore) Number: of 63069  
Subject: Re: Next up, the Social Security decision Date: 10/30/2012 12:03 AM
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If you need the funds

If we kept our savings under the mattress, we could self-fund our desired retirement income for a long time, but we'd need to take 5%--wouldn't want to do that for long. What if we need assisted living later and couldn't afford it because we depleted our savings?

So..do we "need" the funds? I don't know how to answer that except to say Yes...and No.
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