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If your question is, how do I derive an annual percentage change do the following:

Take the current value $6,200 and divide this by the $4,300 which yields 1.442. This is the total cumulative return. To get an annual amount raise this to the power 12/43 ( which is .27907), then subtract 1. This yields .10752 or 10.752%.

Note: You need to adjust for costs - acquistion costs and the cost of selling (loads, redemption fee etc.) A typical way of doing this would be to add the expenses into the $4,300 before dividing. Another way is to simply subtract out the expense ratio.

Advanced note: The 12 in the numerator is the number of months in a year and the 43 is the number of months held. You could have used days (or weeks) by using 365/# days held (or 52/#weeks held).
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