No. of Recommendations: 0
If your willing to listen to a total starnger, but a relative in fooldom:

I agree with Tony, keep the debt for the short term, and preserve the cash as long as you can.

In addition to what he said about investing for the long term (holding your IBM stock), if you sold now, you may be subject to a large capital gains tax, not to mention the brokerage fee to sell the stock.

9.5% is not a terrible rate on a card, but look for a lower rate too. Call your card company and ask for a better deal. With the credit card market as competative as it is today, many companies are ready to deal to keep customers. Also, if you are paying an annual fee, ask for it to be waived!

Best of luck!
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