IIRC, 2gifts last year filed for the twins even thought they were in your situation.Yes, I did file all the paperwork for the twins knowing that we could send more than the 2 children to college, so they would qualify for no need-based aid. I did the paperwork, however, so that in case I lost my job, I could go back to the schools to ask for help. If you don't file the FAFSA, you can't do that.I did also tell DD to ask all the schools to which she applied if they were need-blind. If that would have made a difference, I would not have checked off the box asking for financial aid.As it turned out, DD goes for full retail at her college, but DS got about $8k in merit aid for his school. The demographics are very different at their schools, so this aid breakdown makes perfect sense to me.For the effort involved, I'd do the paperwork. And pay attention to if the schools require anything beyond the FAFSA. For DD, I had to do the CSS Profile for several schools, and the one she chose requires it, so I will be doing that for the next few years.
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