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I'll add another topic of interest:

Check those withholdings. You've heard the saying; getting a big tax refund means you gave the government an interest-free loan of your hard-earned money. Don't let Uncle Sam take any more of your money than he needs. Once July rolls around, you'll have half a year of income and expense data that will help you better estimate your final year-end totals. Use these numbers to adjust how much money is withheld in taxes each pay period, and try to peg your total withholdings within a few hundred dollars of your anticipated tax responsibility. This process is easier than it sounds; thankfully, the IRS supplies a handy withholding calculator (,,id=96196,00.html ) on its website to assist you with this process.

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