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I'm 40 and not counting on receiving a dime.
I expect my contributions to increase.

I think we should significantly increase the "starting age"(for lack of a better/more accurate term) of the payout on a "phased" basis. The payouts need to better mirror the actuarial tables to be economically sound over the long haul. My mom's 65 and still a spring chicken )- ...

I also think the Feds can do a much better job of making the whole financial deal MUCH more transparent. Let's get all Federal finances on a single balance sheet.

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