I'm 72 and been out of the USA for two years on my return I see we had an Employee Distribution activity 15, May 2006 that pulled $12,000 out of the Plan. The way it was set up so far I'm unable to get any answers except that they will send me the forms to transfer out of Paychec and Fidelity which I would like to do.

If you are 72 now, and you have not been in contact with your 401(k) administrator for 2 years because you were out of the country, you need to find out if the Employee Distribution Activity was due to the administrator realizing that you needed to have a Required Minimum Distribution (RMD) taken out. Those are supposed to start the year that you turn 70 1/2. If you do not take the RMD out, you will end up paying a big chunk of it to the IRS as a penalty.

AJ