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I'm also curious at the number of people retiring. We're starting to see the baby boomers retire and a side effect of this could be a negative savings rate. If so, look for the negative savings rate numbers to get larger as more boomers retire.

I'd think that the savings rate would be based on households w/ at least one income-earning person. I don't know if retirees would be considered in the savings rate.

jmc
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