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I'm chugging away, on Feb 15th of last year, I had a net worth of approx -$19,887.60. On Feb 15th of this year I'm sitting at -$3,025.03. I turn 25 in late October.

It should be eaisily doable. But life happens, so I'm not guarenteeing anything.

That's an admirable goal, and when it comes to personal finance you do well to have lofty goals. However, if you fall short - don't sweat it. You are still light years ahead of most of your peers.
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