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I'm going to sell a mutual fund which is in a normal account.
Should I sell it now before distributions at the end of this month, or should I wait after Jan 1?

If you sell now before the distributions, you get taxed this year on the gain.

If you sell next year, the distribution will get taxed this year and the gain will get taxed next year.

If nothing in your life changes, the tax amount paid will be same, just in different year. If your rate change, then sell in the year your rate is lower.
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