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I'm just curious about the data demonstrating that over the long haul EE bonds will beat I-bonds if the fixed portion of the i-bond is below something like 2.25% (i can't remember what the precise number is).

doesn't this assume that you would continue to hold the i-bond instead of flipping it when the fixed portion of the interest rate goes up enough to offset the penalty you would pay for holding less than 5 years.

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