I'm not aware of anyone who has a 90-day-same-as-cash rule anymore. CapitalOne never really did. It was a test card put out to people with specific credit scores while they were developing the whole "no hassle" thing. I was on the phone with them for about a half hour, asking them specifically what that meant... REALLY 90 days? REALLY FIFO? But what if I had stuff on the card already? But what... but... Sure enough, it really was. I don't think it was ever something you could apply for - you had to have been invited. But I was glad I was lucky enough to actually have opened that particular credit card application - usually they get shredded unread.
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