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I'm not familiar with a ESPP. I'm a little confused, but in general it sounds like you are being very "Foolish" (wise in other words) with your retirement investing. My personal advices, some of which you may already be doing:

contribute the maximum you can pre-tax to retirement accounts (401K).

What does your employer match? If only in company stock, that is ok, but in any case don't end up with too much of your total worth in just one stock. Remmeber Enron.

Are you overweight in one stock/type of investment? Can you sell some of the Co. stock (Enron guys couldn't!). Why not rebalance into something you're comfortable with? For example, my 401K is split evenly between international stocks and growth stocks (I think). I have an ESOP and the Co. matches some where .... not sure exactly ... duuuuuh.
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