I'm not going to give up half the value of my investment portfolio to an insurance company in an attempt to cover this risk.She simply named a single unique hypothetical... but the reality is there are thousands of very real 'improbable' catastrophic events that strike otherwise perfectly normal people with perfect normal insufficient reserves that force them to liquidate while underwater.If a proposed strategy is vulnerable to that without sufficient reserves, its not a serious retirement plan. Maybe a fun gambling plan, but not 'retirement.'Dave DonhoffLeverage Planner
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