I'm not sure about what Lok said about the returns on I Bonds vs EE but the I Bond I bought are paying 4 something percent and the next six months will be paying over 5% blowing away EE Bonds at the moment. Seems like a good idea to buy both. Very easy to buy, 30K with the click of a mouse. I'm talking long term. US Savings Bonds are intended as long term investments for those with small amounts of money to invest at a crack. Over the next year, maybe even the next few years, I bonds may do better, given the head start, but unless we get into a long, unique period, EE bonds should blow away I-bonds with a 1.1% fixed rate long before the time frame for getting the tax deferred bonus for US Savings bonds kicks in.
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