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I'm sorry Jasmada. I've been reading the posts and thought you were unfairly ripped, but $3M is wayyy too much. If I have $1M, and am self insured, at $50K/year it would take me 20 years to draw it to zero. And that assumes I had it in a mayonnaise jar under the porch.

No matter what happens, I won't spend 21 years in a nursing home (I'll leave at 20), and what investments I have won't be in a jar.
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