I'm sure lots of people don't check their credit report. Sad to say I haven't actually checked mine. I know I probably should, but I've always figured as long as I'm getting credit there is nothing seriously wrong. (I know this is not the best policy) If I did check it, I'm sure wrong addresses would bug me very much.

So as long as I kind of remember these addresses, I can pass the identity verification tests - even though the "correct" answers are lies.

I would be in trouble if you asked me to remember all my old addresses, let alone other peoples!