I'm sure that you'll be shocked when I say that I do agree with everything you've said, and I cannot imagine a financial magazine of any sort advising some of the things you've listed. Maybe that's why I don't bother reading many of them anymore, though.

I think I've said this before, but I'd pay good money to read 2gifts/rad's joint guide to parenting and finances. I appreciate how much effort both of you go to to write out your experiences on these boards.

- Megan