I'm surprised that the bank which has the account currently won't let you retitle it as a Roth IRA.They told me all they could offer was a Coverdale, since they have mostly gotten out of investment banking.You may have misunderstood me. I'm surprised the bank wouldn't place the savings account within a Roth IRA. I wouldn't expect that they would let you invest the $300. You could then continue to contribute any future modeling income into this account until it grew large enough to move it to an investment account at another custodian.Ira
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