I'm with the other poster, and if you can afford it I'd at least get the worst eye done now. Not to be morbid, but there's no guarantee you'll make it to 65 - if these were the last years of your life would you want to waste them not being able to see? Also a question to ask your eye doctor is if putting off surgery can make the outcome when you do have surgery not as successful - such as if having cateracts put a strain on eyes.
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