No. of Recommendations: 1
I'm working with a public co and they have a matching 401k but I'd rather go Roth any thoughts arpart from get a clue, I'm the fng.

General thoughts are to invest in the following order:

---- 401k up to the match to take advantage of the "Free" Money.
---- Roth IRA to take advantage of the Roths many advantages and to diversify amoung tax-deferred (401k), tax-advantaged (RIRA), and taxable accounts. This will help you stay within your asset allocation by making an abundance of funds available to you where your 401k may not.
---- Return to your 401k and max it out. That is if it has quality, low-cost funds that you need and you have the additional funds available for investing.
---- Taxable account. This type of account can be helpful also because your tax-deferred and Roth IRA accounts need to be utilized for tax inefficient investments like Bond Funds, REITS, Stock Trading Accounts and High Yield Bonds. The Large Cap Index Funds are very tax efficient and could be used here in the taxable account. If you have Savings Bonds such as EE or I, I would include them here as well. Also any tax-managed accounts would do well in this account.

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