...In my case (and I'm sure in plenty others), if I get sued for malpractice or other reasons, tax-deferred accounts (retirement accounts) can't be taken from me. Sadly enough, my taxable account (also part of my retirement planning but not viewed so officially by law) is about to be 1/2 my total retirement accounts and by the time I get there, probably 3/4 or more....Once in a blue moon the much (rightfully) maligned annuity can be a good choice because of the tax and legal protections in some states. Definitely a situation that would take expert advice to avoid the annuity ripoffs. Likewise your home may also be protected so having a paid off house might be more desirable.Greg
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