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In order to avoid "buying a dividend", where and how can I find out a fund's distribution schedule for capital gains. I realize most occur in December, so that is generally not a good time to purchase fund shares. Are all funds required to disclose their distribution dates?

The information probably will be available on the fund company's web site. If you search for information on the fund, you'll find the prospectus, periodic reports, and a record of distributions. From the record of distributions, you can figure out the next distribution date. Some funds even post their distribution dates for the next year.

If you have trouble finding distribution dates, then telephone the fund company's customer service number during business hours, and the representative will tell you.

David Jacobs
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