In order to not get killed with commissions on a $2K IRA, I've been using UV2 instead of UV4; half the commission, slightly higher historical return, but higher volatility.Alternately, it is reasonable to aggregate your accounts to split up the Foolish 4 -- Personally, I'd keep the IRA's and taxable accounts seperate, but it makes some sense to buy 2 stocks in one $2K IRA and 2 in the other. You start to run into a little trouble if one stock really takes off and then it's rebalancing time, since you will have more in one account than the other. However, even with the unbalance, you could stick with this scheme until you have enough in the accounts that you can buy the whole fool 4 in each without getting killed by commissions. Bill
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