In other words, the too-big-to-fail banks, now bigger than ever, are keeping the difference in their pockets, not yours. Perhaps understandable, given all the multi-million and -billion dollar fines for what was essentially paperwork violations ("robo-sighing") on foreclosing mortgages on people who had stopped making payments.Fancy that, when you (the gov't) beat the sh*t out of somebody, they turn un-cooperative.
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