I graduated a year ago from law school and work now as an attorney, at a salary of $32,500 per year. I have about $18,000 in credit card debt, plus a current $8,000 loan on an earlier credit card consolidation.Ouch. At any rate, the situation is getting out of hand. Are credit card debt management services like Profina, CreditGuard, and Ameridebt Foolish option?Thanks.
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